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Any good credit card deals out there at the moment?
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| posted by Juno Watt 192 days ago |
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I have one of those in the UK -- they call it a debit card there -- but I didn't think they were available in Hong Kong. I'll look into that, thanks.
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| posted by geraldo 192 days ago |
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quote:
Originally posted by Nasdaq_Index
How about the AMEX Platinum Card, perfect card for dinning in HK.
second that - really good deals.
but don't give them a chance to charge fees & stuff, they go ballistic
There are 10 kinds of people. Those who can read binary and those who don't
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| posted by Spunky 192 days ago |
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quote:
Originally posted by Juno Watt
I have one of those in the UK -- they call it a debit card there -- but I didn't think they were available in Hong Kong. I'll look into that, thanks.
They did a few years ago. I guess the banks didn't get much out of it as the cardholders cannot overdraft (too much)...
How funky is your chicken?
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| posted by Gimpmask 192 days ago |
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Do they still charge annual subscription fees these days or are they waived?
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Having testicles is like being chained to the village idiot.
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| posted by geraldo 192 days ago |
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amex platinum = 1600hkd per annum
There are 10 kinds of people. Those who can read binary and those who don't
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| posted by Nasdaq_Index 192 days ago |
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quote:
Originally posted by geraldo
amex platinum = 1600hkd per annum
Worth every dime. Depending in your spending habits, you may get an invitation for the Black AMEX
Remember! Respect is Earned not Given =)
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| posted by Gimpmask 192 days ago |
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quote:
Originally posted by geraldo
amex platinum = 1600hkd per annum
Yup, not at the willy waving (fully credit to Paps, her almighty Lord of the Universe) stage yet. Maybe one day.....
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Having testicles is like being chained to the village idiot.
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| posted by Nasdaq_Index 192 days ago |
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You can probably get your $1600 back in a form of vouchers/Discounts or otherwise stated in the application form. in the long run, you would indeed get it back if you dine out a lot
Remember! Respect is Earned not Given =)
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| posted by Gimpmask 192 days ago |
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And also (correct me if I'm wrong) Amex is accepted at few places compared to Visa/Mastercard in Hong Kong or abroad.
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Having testicles is like being chained to the village idiot.
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| posted by geraldo 192 days ago |
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regular promotions include triple points (and more), came to something between 2-3hkd spent = 1 star alliance mile
There are 10 kinds of people. Those who can read binary and those who don't
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| posted by Lola 192 days ago |
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When SCB discontinued its Options Visa card, 'replacement' cards were sent out (these only arrived 3 weeks after a warning letter asking why I hadn't yet activated my card and it would be frozen forthwith).
Imagine my surprise to find that I had somehow magically qualified for a Platinum card. And been charged HK$1,600 for the honour.
Called the hotline and after a rather spirited debate in which I may or may not have threatened legal action for charging my account for something to which I had not agreed or signed for, I was assured I would never have to pay the annual fee. As long as I remember to call them every October to have another spirited debate with some poor sod at the hotline desk.
(Can everyone please mark their calendars to remind me in about 8 months' time? Ta.)
Dancing robustly sideways
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| posted by geraldo 192 days ago |
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quote:
Originally posted by Gimpmask
And also (correct me if I'm wrong) Amex is accepted at few places compared to Visa/Mastercard in Hong Kong or abroad.
true, diners club would help more if you need it as a backup card, amex tends to be more expensive for vendors
There are 10 kinds of people. Those who can read binary and those who don't
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| posted by DBI 192 days ago |
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I mainly use Hang Seng for savings & credit card (no annual fees). I don't really see the difference as I pay my bill on time, and don't use it all that much. It's sort of like a backup when I don't have cash on me.
www.dirtybootsimages.com
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| posted by klaus93 192 days ago |
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How about using a Octopus Card instead?
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| Senior Member |
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| posted by Juno Watt 192 days ago |
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quote:
Originally posted by klaus93
How about using a Octopus Card instead?
If I could buy flights online with it, I would.
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| posted by Load Toad 191 days ago |
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Never pay the annual fee. Phone them up and tell them if they charge the fee you are ditching their card - they always credit the fee.
Average by Intention.
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| posted by shazza 191 days ago |
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quote:
Originally posted by Nasdaq_Index
You can probably get your $1600 back in a form of vouchers/Discounts or otherwise stated in the application form. in the long run, you would indeed get it back if you dine out a lot
Well the customer service and sales people didn't seem to realise everyone has different needs, the $1600 vouchers/discounts does me nothing good. They still keep on trying to get me to be the Platinum member and were shocked I was not pleased with all these "great" offers. I'm not planning to pay silly annaul fee for some offers I don't need.
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| posted by Britney 190 days ago |
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HSBC
Free of charge for the member fee...
and sometimes .. 50% for the meal.. but I am not the member yet..
I am waiting for the call and the big gift, then I will apply...
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| posted by Load Toad 190 days ago |
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I was offered a Platinum AmEx card and told it conferred a higher degree of esteem and respect; I told the sales bloke he must have mistaken me for someone shallower.
Average by Intention.
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